Terms & Conditions

1. Acceptance of Terms

By accessing or using Congressional Trades ("the Application"), you agree to be bound by these Terms and Conditions. If you do not agree with any portion of these Terms, you should discontinue use of the Application.

2. Subscriptions & Billing

The Application is offered under two (2) paid subscription plans powered by Stripe and processed through the App Store via in-app purchase:

• Monthly Access — $1.99 USD per month, billed on a recurring monthly basis.
• Founding Membership (Annual) — $19.99 USD per year, billed on a recurring annual basis.

By subscribing, you acknowledge and agree that:

• Payment will be charged to your Apple ID account at confirmation of purchase.
• Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current billing period.
• Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period, and the cost of the renewal is identified at the time of purchase.
• You may manage or turn off auto-renewal at any time by accessing your Apple ID account settings on your device.
• Cancellation of the active subscription period is not allowed once payment has been processed; cancellation takes effect at the end of the current billing cycle.
• Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.
• Prices are subject to change with reasonable prior notice; changes will not affect an active subscription during its current billing period.

All subscription fees are non-refundable except as required by applicable law. Refund requests for purchases made through the App Store should be directed to Apple Support, as Apple handles all billing for in-app subscriptions purchased via the App Store.

Subscribing does not create a transferable license. Each subscription is tied to the Apple ID that completed the purchase and may not be shared across multiple accounts.

3. Description of Service

Congressional Trades provides information regarding members of the United States Congress, including but not limited to:

• Member profiles
• Committee assignments
• Contact information
• Legislative activity
• Voting records
• Publicly available government information
• User-created notes, tags, and tracking data

The Application is provided for informational and organizational purposes only.

4. Data Sources

The Application may use information obtained from public sources, including federal government agencies, congressional offices, publicly available legislative databases, and third-party data providers.

While we strive to maintain accurate information:

• Data may be delayed.
• Data may contain errors.
• Committee assignments and office information may change without notice.
• Legislative information may not be complete or current.

Users should verify critical information directly with official government sources before relying on it.

5. No Legal, Political, Lobbying, or Professional Advice

Information provided through the Application is for informational purposes only. The Application does not provide:

• Legal advice
• Political advice
• Compliance advice
• Lobbying guidance
• Government relations consulting
• Investment, financial, or trading advice

Users are solely responsible for how they use information obtained through the Application. Nothing within the Application constitutes a recommendation to buy, sell, or hold any financial instrument or security.

6. User Accounts

If user accounts are offered:

• Users are responsible for maintaining account security.
• Users are responsible for all activity occurring under their account.
• Users must provide accurate registration information.
• Users may not share credentials with unauthorized parties.

7. Acceptable Use

Users agree not to:

• Violate any applicable law or regulation.
• Use the Application to harass, threaten, or intimidate public officials.
• Scrape, copy, or redistribute Application data in a manner that violates applicable law.
• Attempt to gain unauthorized access to systems or data.
• Introduce malware, viruses, or malicious code.

We reserve the right to suspend or terminate access for misuse. Suspended or terminated accounts are not entitled to refunds for the unused portion of a subscription period except as required by applicable law.

8. User Content

Users retain ownership of notes, tags, comments, and other content they create within the Application. By submitting content, users grant Congressional Trades a limited license to store and process such content solely for operation of the Application. Users are responsible for the legality of any content they submit.

9. Intellectual Property

The Application, including its software, design, branding, and original content, is protected by applicable intellectual property laws. These Terms do not grant ownership rights to users.

10. Availability of Service

We may modify, suspend, or discontinue portions of the Application at any time without prior notice. We do not guarantee:

• Continuous availability
• Uninterrupted service
• Error-free operation

11. Disclaimer of Warranties

The Application is provided on an "AS IS" and "AS AVAILABLE" basis. To the fullest extent permitted by law, Congressional Trades disclaims all warranties, express or implied, including:

• Merchantability
• Fitness for a particular purpose
• Accuracy of information
• Availability of service

12. Limitation of Liability

To the maximum extent permitted by law, Congressional Trades and its owner shall not be liable for:

• Indirect damages
• Consequential damages
• Lost profits
• Lost business opportunities
• Data loss
• Reliance on inaccurate information

Total liability shall not exceed the amount paid by the user for use of the Application during the preceding twelve months.

13. Privacy

Use of the Application is also governed by our Privacy Policy. Users should review the Privacy Policy to understand how information is collected, used, and protected.

14. Termination

We may suspend or terminate access to the Application at our discretion if a user violates these Terms. Users may discontinue use of the Application at any time. Termination does not entitle the user to a refund of any subscription fees already paid, except as required by applicable law.

15. Changes to Terms

We may update these Terms from time to time. Continued use of the Application following changes constitutes acceptance of the revised Terms.

16. Governing Law

These Terms shall be governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be resolved in the appropriate state or federal courts located in Pennsylvania.

17. Contact Information

Questions regarding these Terms may be directed to:

18. Public Official Information

The Application contains information regarding public officials and governmental entities derived from publicly available sources. The inclusion of any public official, office, committee, or governmental organization within the Application does not imply endorsement, affiliation, sponsorship, or approval by any governmental entity or elected official.